Cash Management

Streamline your business functions with Cash Management from Scott County State Bank. We offer optimum online solutions that will streamline your day-to-day business operations.

Features include:

• Allows for multiple company users
• Transfer funds between accounts
• Make loan payments
• Pay down or draw on lines of credit
• Check current and prior day balances
• View transaction history
• Initiate ACH (Automated Clearing House) transactions
• Initiate Wire transfers
• Initiate stop payments
• Communicate with the bank in a secure environment through our Message Center

Business e-Delivery

Sometimes called "Remote Capture" or "Merchant Capture," Business e-Delivery is an electronic deposit solution that allows corporate clients the ability to capture check deposits at their location and transmit the check images (to Scott County State Bank) for deposit into the corporate clients' account.

Features include:

• Elimination of the physical transport of checks to the branch for deposit
• Elimination of the “mail” float
• Convenient and safe
• Consolidation of deposit account relationships
• Increased availability and cash flow
• Reduction of fees associated with multiple financial institution relationships
• Reduction of deposit errors
• Extended deposit deadlines

View our Remote Capture Video

Lockbox

Lockbox is a comprehensive payment processing solution. One of the most critical areas to any corporate client is the receipt and collection of funds. Scott County State Bank's lockbox solution allows incoming payments to bypass your office and come directly to the bank for processing. The payments are processed timely and efficiently, relieving client staff from clerical functions and delivery of deposits to the bank. Remittance data can be provided in both a web based and media format. Both formats allow complete access to payment and remittance information.

Merchant Services

Scott County State Bank can provide a variety of solutions for all of our customers’ credit card processing needs. We have partnered with the nation’s third largest credit card processor and are able to offer processing solutions for the following:

• Visa, MasterCard & Discover
• Pin-based Debit
• Commercial Cards
• Purchasing Cards Level III
• Fleet Cards
• EBT

We understand that choosing the right payment partner can be critical to your bottom line. When compared to other processing networks, Scott County State Bank, along with the Elavon Network, can deliver the most powerful platform in the industry. MasterCard has rated the Elavon Network #1 for reliability and availability. Redundancy is built into every system, which assures 100% uptime and extends a peace of mind during peak sales seasons.

Scott County State Bank can also provide our valuable customers with a variety of products that can offer additional revenue streams as well as assist in making operations more streamlined. A few of these value-added products are gift cards, loyalty cards, check verification, check guarantee and conversion. Here are some additional benefits that Scott County State Bank can offer each of our processing merchants:

• 24-hour fund availability into a Scott County State Bank checking account
• No annual fees
• Billed on net vs. gross
• No daily billing
• Point-of-sale solutions that meet the business environment
• Software and internet processing solution
• On-line reporting

For more information about these services, please contact:

• Phone: (812) 752-4501
• Use our Information Request Form

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