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Today's Featured Rates
As of: March 10, 2010
| Cash Max Business^ ($250,000 +) | 0.10% |
| Cash Max II^ Sweep/Repurchase ($250,000+) | 0.10% |
| Simply Free Savings ($0 - Any Amount) | 0.10% |
| The ACCOUNT Money Market ($0 - $9,999) | 0.10% |
| The ACCOUNT Money Market ($10,000 - 24,999) | 0.25% |
| The ACCOUNT Money Market ($25,000+) | 0.80% |
| 9-Month CD Special | 1.21% |
| 48-59 Month CD | 2.22% |
Take Your Dreams To New Heights
Turning your dream of home ownership into reality is an important part of our commitment to full-service at Scott County State Bank. More consumers in the area are turning to Scott County State Bank for a full range of home lending options.
Let’s face it, getting a mortgage loan can be a daunting, often confusing and time consuming process. Our staff brings years of experience from a bank that has remained local since 1890. Throughout the loan process you will always find a familiar face to welcome you home.
Mortgage Programs
- Fixed Rate Mortgages
- FHA Mortgages
- VA Mortgages
- Construction to Permanent Mortgages
- First Time Homebuyer
Fixed Rate Mortgages
Loan Features:
- No principal and interest payment changes during the loan life
- Loan terms to meet every need
You would want to consider fixed rate mortgages when:
- You plan to be in the home for a long time
- You do not anticipate increasing income
- You want the security of an unchanging principal & interest payment
- Rising interest rate environment
FHA Mortgages
Loan Features:
- Small down payment requirements
- Fixed rate or adjustable rate mortgages
Your would want to consider FHA mortgages when:
- You are a first time homebuyer
- Have limited savings or gift funds for down payment
VA Mortgages
Loan Features:
- Fixed interest rate and payment
You would want to consider VA mortgages when:
- You are a military veteran
- Purchasing primary residence
Construction to Permanent Mortgages
Loan Features:
- Fixed rate or adjustable mortgages
- One time closing for the construction loan and the modification to permanent financing upon completion, saving thousands in closing costs
- Interest only payments during construction
You would want to consider construction to permanent mortgages when:
- You are planning to build a new home
First Time Homebuyer
Loan Features:
- Buyer contributions as low as $500
- Accepts utilities and rent payments to build credit histories
