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Today's Featured Rates

As of: July 31, 2010

Cash Max Business^
($250,000 +)
0.10%
Cash Max II^
Sweep/Repurchase
($250,000+)
0.10%
Simply Free Savings
($0 - Any Amount)
0.10%
The ACCOUNT Money Market
($0 - $9,999)
0.10%
The ACCOUNT Money Market
($10,000 - 24,999)
0.25%
The ACCOUNT Money Market
($25,000+)
0.80%
15-Month CD Special
1.32%
25-Month CD Special
1.76%
48-59 Month CD2.03%

More Rates!

Checking Accounts

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Account Type More Info Minimum Initial Deposit Daily Balance to Avoid Service Charge Monthly Service Charge Transaction Limits
AdvantagePlus Checking
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$50 $0 $7 or $9 (see below) Unlimited

AdvantagePlus Checking

Our best checking account offering the benefits you really need: savings, security and convenience.

Unlimited Checking

  • With AdvantagePlus Checking, there are no minimum balance requirements or per-check charges.

Free ATM/Debit Card

  • There are never any charges when you use your Debit/ATM card at any of the 4,500 Alliance One ATMs nationwide. Plus, you don’t have to worry about carrying large amounts of cash. Just use your card instead of writing a check or paying cash, and the funds will come out of your checking account.

No Minimum Balance

  • AdvantagePlus Checking offers no minimum balance.

Free Personalized Club Checks

  • Receive two boxes of personally imprinted checks per year at no additional cost (certain styles only).

Free Online Banking

  • Log on today to enjoy “banking at your fingertips” with immediate access to your accounts 24-hours a day every day. Check balances, review transactions, transfer funds between deposit accounts, make payments to your Scott County State Bank loans, order checks and quickly pay bills online.

Free Bill Pay

  • Take advantage of our free Bill Pay feature and pay your monthly bills on time, every time, directly from your Scott County State Bank checking account. Bill Pay is an easy to use feature that allows you to securely make online payments and easily keep track of spending with your payment history available online.

Free Cashiers Checks, Money Orders, and Traveler’s Checks

  • AdvantagePlus Checking offers unlimited cashier checks, traveler’s checks, or money orders.

Free 24-Hour Telephone Banking

  • Call 1-812-752-0004 24-hours a day to manage your AdvantagePlus Checking account by telephone.

Check Images with Statement

  • Enjoy the convenience of receiving images of your checks with your monthly statements.

Accidental Death and Dismemberment Insurance

  • You will be protected with $10,000 in Accidental Death and Dismemberment Insurance 24-hours a day. A service charge will be charged each statement cycle for this feature. The amount of this fee is dependent on the accidental death policy which applies:
    • $10,000.00 plan - $7.00 service charge
    • $30,000.00 plan - $9.00 service charge

Increase Your Security With The Family Plan

  • If you have a family or simply want the added security of increased protection, we recommend the Family Plan:
    • $20,000 coverage for members
    • $10,000 coverage for your spouse (If no spouse, coverage applies to members.)
    • $1,500 coverage for each dependent child.
  • Coverage of your entire family is just $2 extra per month.

Discounts on Mortgages

  • With the opening of your new account, you will receive a coupon good for a $50 discount towards the normal closing cost on a residential mortgage loan on your primary residence. Please see coupon for more information.

Earn More on Certificate of Deposits

  • Included with your account, you will receive a coupon that will entitle you to an additional one-quarter percent above our posted rate on a Certificate of Deposit. Please see coupon for more information.

Individual Retirement Account

  • Open your Individual Retirement Account with us and we will design a plan that’s right for you. Ask for a complete explanation of your IRA tax benefits.

Payment Card Protection

  • Protect all your credit, debit, ATM, and check cards in the event of loss or theft. Register you card numbers and with one phone call, you may cancel cards, stop unauthorized purchases and request new cards using our toll-free 24-hour number.

Rx Advantage™ Prescription Drug Program

  • Your Rx Advantage card gives you discount pricing on many prescription medications at participating pharmacies nationwide. You will also have the added security of our prescription drug monitoring program alerting your pharmacist to important information about your prescription. Please note that this is not insurance.

Liberty Medical Supply Pharmacy

  • You can receive up to 15% off the average retail price of diabetes testing products. You’ll enjoy the convenience of having the supplies delivered right to your door. No shipping charges will be incurred when you order through this trusted mail-order company. All products come with a 100% guarantee for 30 days. Some restrictions apply. Please note this is not insurance.

Coast To Coast Vision Plan

  • Receive discounts of 10% to 30% or more on prescription eyeglasses at over 12,000 participating optical providers nationwide. You can also save on eye exams and surgery including PRK and LASIK at participating ophthalmology offices. Please note this is not insurance.

Preferred Dental Program

  • You can save 10% to 40% on dental care with the DNoA Select National Referral Network. Take advantage of discounts on dental procedures at thousands of participating dental providers. Your network dental provider will calculate your dental care fee at the time of the service. Please note this is not insurance.

Everyday Rebate Rewards

  • Get rewarded – simply by purchasing items your use every day. Save your receipts when you buy groceries, eat out, purchase clothing, or buy pet supplies. At the end of every quarter, send the receipts (up to $100) with your Everyday Rebate Rewards request form and receive 10% back.

Hotel Savings Network Discounts At Popular Lodging Chains

  • Save 5% to 20% every time you stay at one of the 10,000 participating hotels nationwide. There is no limit to the number of times you can take advantage of your savings.

Grocery Coupons

  • Enjoy savings on grocery items you use every day. Your Grocery Coupon Certificate Booklet entitles you to hundreds of dollars worth of grocery coupons annually. Choose from a list of around 1,000 coupons ranging in value from $.10 to $2 with an average annual value of $.30. Each coupon will normally carry at least a 30-day expiration date to give you plenty of time to use it.

Signature Guarantee

  • Use our signature guarantee service at no charge. Just present your AdvantagePlus ID card.

Notary Service

  • Use our notary service at no additional charge. We will be happy to notarize your official documents. Just present your AdvtangePlus ID card.
Simply Free Checking
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$50 $0 $0 Unlimited

Simply Free

Makes Checking Easy. This FREE account provides the benefits you need at a great value.

  • No minimum balance, no monthly service charge, no minimum daily balance requirement!
  • FREE e-Alerts
  • FREE ATM/Debit card
  • FREE Online banking
  • FREE Money transfers*
  • FREE EZswitch kit
  • ZERO fee ATM transactions**
  • 24-hour telephone banking
  • Notary service available
  • Traveler’s checks available
  • Official checks available
  • Direct deposit available

*Money transfers from checking to savings.
**Foreign bank fees may apply.

New Opportunity Checking
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$50 $0 $10 Unlimited

New Opportunity

Have you ever mishandled your checking account? New Opportunity Checking lets you rebuild your record and reestablish your financial credibility.

  • No minimum balance requirement after initial deposit! Plus, enjoy great features of a traditional checking account!
  • FREE e-Alerts
  • FREE ATM/Debit card
  • FREE Online banking
  • FREE Money transfers*
  • FREE EZswitch kit
  • ZERO fee ATM transactions**
  • 24-hour telephone banking
  • Notary service available
  • Traveler’s checks available
  • Official checks available
  • Direct deposit available

*Money transfers from checking to savings.
**Foreign bank fees may apply.

NOW Checking
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$50 $500 $5 Unlimited

NOW Checking***

Our top of the line checking account offering great benefits and competitive interest.

  • Pays competitive interest.
  • FREE e-Alerts
  • FREE ATM/Debit card
  • FREE Online banking
  • FREE Money transfers*
  • FREE EZswitch kit
  • ZERO fee ATM transactions**
  • 24-hour telephone banking
  • Notary service available
  • Traveler’s checks available
  • Official checks available
  • Direct deposit available

*Money transfers from checking to savings.
**Foreign bank fees may apply.
*** For individuals, non-profit organizations, and sole proprietors. This account is not available for corporations or partnerships.

Money Market
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Varies1 $1,0002 $7.503 Up to 6 withdrawals per month4

Money Market

Our Money Market savings account offers check writing privileges as well as the opportunity to earn a higher rate of interest.

  • Pays competitive interest
  • FREE consolidated monthly statements
  • FREE online banking
  • FREE 24-hour telephone banking
  • FREE signature guarantee service

1. Account parameters may vary for special Money Market offers.
2. Daily balance requirement may vary for special Money Market offers.
3. Fee charged only if balance falls below the minimum daily requirement. The fee is $7.50 per check.
4. Transfers from the account to another account or to third parties by preauthorized, automatic, telephone, or computer  transfer are limited to six per statement cycle. A $7.50 per item fee will be imposed for each debit transaction in excess of six.

Student Advantage Checking
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$50 $0 $0 Unlimited

Student Advantage Checking

A student checking account designed to make banking affordable for students on the go. This account is available for any high school or college student up to the age of 25 and enrolled in at least 12 credit hours.

  • No minimum balance requirement
  • No monthly maintenance fees
  • FREE e-Alerts
  • FREE ATM/Debit card
  • FREE Online banking
  • FREE bill pay
  • FREE Money transfers*
  • FREE EZswitch kit
  • ZERO fee ATM transactions**
  • 24-hour telephone banking
  • Unlimited check writing

*Money transfers from checking to savings.
**Foreign bank fees may apply.

Advantage Gold Checking
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$50 $0 $0 Unlimited

Advantage Gold Checking

Advantage Gold is a free checking account for individuals who have attained age 50.

  • No minimum balance requirement
  • No monthly maintenance fees
  • FREE e-Alerts
  • FREE ATM/Debit card
  • FREE Online banking
  • FREE monthly statements with cancelled checks
  • FREE Money transfers*
  • FREE EZswitch kit
  • ZERO fee ATM transactions**
  • 24-hour telephone banking
  • Two FREE Advantage Gold check orders per year
  • Unlimited check writing

*Money transfers from checking to savings.
**Foreign bank fees may apply.

 

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